Canadian Dental Care Plan (CDCP): Complete Guide to Eligibility, Benefits & Application
We are pleased to help patients covered under the Canadian Dental Care Plan (CDCP) connect with quality dental care. This federally funded program provides essential, affordable dental services to qualifying residents, making sure those who need oral health care the most can actually get it.
Understanding the Canadian Dental Care Plan (CDCP)
The Canadian Dental Care Plan (CDCP) is a government dental program created to improve access to dental care for Canadians who do not have insurance. By lowering financial barriers, the CDCP helps eligible residents receive important oral health services – from regular check-ups to more complex treatments. Through Canada dental benefits, this plan promotes better dental health for individuals and families across the country. Here, you will find everything you need to know – from who qualifies and how to apply, to what services are covered and how to locate a participating clinic near you.
What Is The Canadian Dental Care Plan Goal? Accessible and Affordable Dental Care
The Canadian Dental Care Plan (CDCP) is dedicated to making dental care accessible and affordable for eligible Canadians. By covering a significant share of dental costs, the CDCP helps remove financial hurdles so that more people can receive essential oral health services without delay or stress. This initiative encourages Canadians to take charge of their dental health and overall wellness. The goal is simple: to improve oral health outcomes for low- and moderate-income households right across Canada.
What Does The CDCP Cover?
The CDCP provides a broad range of services to support healthy teeth and gums. CDCP dental coverage includes:
Preventive Care
- Routine check-ups
- Cleanings
- Fluoride treatments
- Sealants to prevent cavities and gum disease
Diagnostic Services
- Comprehensive oral exams
- X-rays to detect potential dental issues early
Restorative and Specialized Treatment
- Fillings
- Crowns
- Root canals (endodontic treatment)
- Dentures and partial dentures (prosthodontics)
- Deep scaling and gum therapy (periodontics)
- Tooth extractions and minor oral surgeries
Emergency and Orthodontic Services
- Emergency dental treatment
- Orthodontic services (coverage starting in 2025 with preauthorization)
The Canadian Dental Care Plan makes sure that key dental services are covered, helping more Canadians get the care they need without placing a burden on their finances.
For more information about the benefits provided by the Canadian Dental Care Plan (CDCP), visit Canadian Dental Care Plan (CDCP) Benefits.
Summary of CDCP Benefits, Eligibility, and Coverage Dates
| Age Group | CDCP Application Start Date | Canadian Dental Care Plan Eligibility |
| Seniors (65+) | December 2023 | Full CDCP coverage |
| Adults with Disability Tax Credit | June 27, 2024 | Full CDCP coverage |
| Children under 18 | June 27, 2024 | Full CDCP coverage |
| Adults 55–64 | May 1, 2025 | Full CDCP coverage (if eligible) |
| Adults 18–34 | May 15, 2025 | Full CDCP coverage (if eligible) |
| Adults 35–54 | May 29, 2025 | Full CDCP coverage (if eligible) |
Who Qualifies for the Canadian Dental Care Plan (CDCP)?
Knowing who qualifies for this plan is the first step toward accessing comprehensive oral health services. This section outlines the CDCP eligibility requirements so you can determine whether you or your family members may benefit from this federal dental plan.
Eligibility for the CDCP includes the following groups:
- Seniors Aged 65 and Above: Applications opened in December 2023.
- Adults with a Valid Disability Tax Credit Certificate: Applications started on June 27, 2024.
- Children Under 18: Applications started on June 27, 2024.
- All Remaining Eligible Residents: Applications will open in 2025.
Key dates to apply for ages 18 to 24:
- May 1, 2025: Ages 55 to 64
- May 15, 2025: Ages 18 to 34
- May 29, 2025: Ages 35 to 54
Canadian Dental Care Plan (CDCP) Eligibility Criteria
Qualifying for the Canadian Dental Care Plan (CDCP) depends on a number of factors, including age, disability status, and income. Below is a detailed overview of the eligibility requirements:
Age requirements
- Different age groups have specific application start dates.
- Priority groups include seniors (65+), children under 18, and adults with qualifying conditions.
Disability status
- Adults who hold a valid Disability Tax Credit certificate are eligible.
- This includes individuals with conditions that significantly affect their daily living activities.
Income limits
- The CDCP is designed to support Canadians with lower and moderate incomes.
- For detailed information on coverage percentages and co-payment requirements, refer to the CDCP Fees: Coverage and Co-Payments section below.
CDCP Fees: How much does the CDCP cover?
The Canadian Dental Care Plan (CDCP) covers a percentage of dental costs based on adjusted family net income:
- Income Under $70,000: 100% coverage of eligible services (you may need to cover costs exceeding CDCP fees).
- Income $70,000–$79,999: 60% coverage, 40% co-payment.
- Income $80,000–$89,999: 40% coverage, 60% co-payment.
Knowing these figures helps you plan your dental care expenses with confidence.
Applying for the Canadian Dental Care Plan (CDCP)
The application process for the Canadian Dental Care Plan (CDCP) has been kept as simple as possible so that eligible Canadians can access the dental services they need without unnecessary difficulty. Use this step-by-step guide to complete your application with ease.
Step-by-Step Guide to Applying for the CDCP
1. Verify your eligibility
Before starting your application, confirm that you meet the eligibility criteria based on age, disability status, and income. Refer to the Eligibility section for detailed qualification guidelines.
2. Prepare the required documentation
Gather the following information for yourself and your spouse or common-law partner (if applicable):
- Social Insurance Number (SIN)
- Date of Birth
- Full Name
- Home and Mailing Address
- List of any dental coverage through government social programs (if applicable)
- Proof of tax filing for 2023 and 2024 (Notice of Assessment)
3. Understand the CDCP Application Phases
Applications for the CDCP are being accepted in stages based on eligibility groups:
- Seniors (65 and older): Applications opened in December 2023.
- Adults with a Disability Tax Credit Certificate: Applications opened on June 27, 2024.
- Children under 18: Applications opened on June 27, 2024.
- All Other Eligible Residents: Applications open in 2025.
4. Apply Online
The fastest and most convenient way to apply is through the official online application portal:
- Visit the CDCP Online Application page.
- Follow the step-by-step instructions to fill out the application form.
- Upload and submit all required documents and personal details.
5. Get assistance with your application
If you need support during the application process, you can seek help from:
- A Trusted Person: A family member or friend can assist you in completing your application.
- A Delegate: A legal representative or authorized individual can apply on your behalf.
After You Apply for the CDCP
Once you have submitted your Canadian Dental Care Plan (CDCP) application, here is what you can expect:
- Enrolment Confirmation: You will receive confirmation of your enrolment from Sun Life, the administrator of the CDCP.
- Welcome Package: Within three months, Sun Life will send you a welcome package containing your member card and the date your coverage begins.
Tips to Ensure a Smooth Application Process
- Double-Check Your Information: Make sure all details are accurate and complete to avoid delays.
- Keep Records: Save a copy of your submitted application and any related correspondence.
- Stay Updated: Visit our website regularly for the latest news and information.
Why the CDCP Matters
For many years, dental care for uninsured Canadians and those with lower incomes has been difficult to access. The Canadian Dental Care Plan helps close that gap. It is a national dental assistance program built to reduce out-of-pocket costs and support healthier smiles – particularly for Canadians who do not have employment benefits or private dental coverage.
Our clinics are proud to support this public dental program and help eligible Canadian residents get the care they deserve.
Do you still have questions about the Canadian Dental Care Plan (CDCP)?
Looking for answers about the Canadian Dental Care Plan (CDCP)? Our detailed FAQ covers everything you need to know about CDCP eligibility, coverage details, and the application process. This resource offers clear, straightforward information to help you understand the Canada dental benefits available through the CDCP and make the most of the services on offer.
Many of our member clinics are ready to welcome patients with CDCP coverage.
Our clinics
CDCP FAQ: General Questions
The Canadian Dental Care Plan (CDCP) is designed to make dental care both accessible and affordable for eligible Canadians. By covering a large share of dental costs, the CDCP helps lower financial barriers and ensures that more people can receive the dental services they need.